Agency Owner/Insurance Broker
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Dr. Kam Ashabranner is an insurance broker and agency owner specializing in coastal property coverage along Florida’s Forgotten Coast. As the founder of Insuring the Coast, he focuses on helping homeowners, investors, and business owners secure practical and reliable protection in high risk coastal markets.
With a background in education and a doctorate in the field, Dr. Ashabranner brings a structured and analytical approach to insurance, breaking down complex policies into clear and actionable decisions for clients. His agency provides solutions across homeowners, flood, and commercial lines, with particular experience in coastal exposures such as wind, hurricane, and flood risk.
In addition to insurance, he operates complementary real estate and property management companies, giving him a full spectrum understanding of property ownership from acquisition and revenue performance to risk management and long term protection. This integrated perspective allows him to advise clients beyond standard policies, aligning coverage with real world property performance.
Based in Port St. Joe, Florida, Dr. Ashabranner works closely with local homeowners, real estate professionals, and investors to deliver responsive service and tailored insurance strategies built for coastal living.